Monthly End Performance – Debt funds

 
Debt Funds

The month started out on a tense note with inflation concerns governing sentiment. The escalation in inflation that commenced in the second week of March only got worse and by the end of April inflation hit a three and a half year high of 7.57 per cent (as of April 19).

RBI acted as a saviour to the market, as the central bank took cognizance of the supply side pressures on inflation and refrained from increasing its key lending rates. Although a hike in the Cash Reserve Ratio (CRR) of 75 basis points was announced during the month. Of this, so far only 25 basis points have come into effect. Owing to buoyancy in liquidity in the system the rise in CRR has so far not curtailed liquidity in the bond market. The yield on the 10 year benchmark bond fell 10 basis points over the month. This was only after it closed at an uncomfortable yield of 8.19 per cent on April 21.

Amongst the debt funds, the shorter tenure funds did much better, inspite of an improvement in yields at the far end of the yield curve. With a turnaround in the equity market, the Monthly Income Plans posted a good showing as well with only one fund posting negative returns.
 

Category

Average Return (%)

Minimum Return (%)

Maximum Return (%)

Gilt Short Term

3.11

-5.43

5.58

Gilt Long Term

3.12

-24.73

17.96

Income Funds

5.24

-8.15

17.63

Liquid Plus

8.06

6.85

8.93

Floating Rate Funds

8.26

5.42

11.14

Short Term Plans

8.73

0.26

11.66

Monthly Income Plans

20.71

-0.92

39.47

One Month Returns as of April 30. All Returns are annualised.

 

 
Monthly Income Plans
Top Five

Scheme Name

1 Month Return (%)*

Rank

Birla MIP - Wealth 25 - Growth

39.47

1

DSP Merrill Lynch Savings Plus - Aggressive Fund - Growth

33.25

2

PRINCIPAL M I P Plus - Growth

31.36

3

ICICI Prudential Income Multiplier Fund - Cumulative

30.16

4

LIC MIP - Cumulative

29.67

5

* Annualised Returns as of April 30

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

Birla MIP - Savings 5 - Growth

9.95

34

ABN AMRO MIP - Growth

7.89

35

BOB MIP Fund - Growth

2.25

36

DWS MIP Fund - Plan B - Growth

1.53

37

Sundaram BNP Paribas Monthly Income Plan - Growth

-0.92

38

* Annualised Returns as of April 30

 

 
Short Term Plans
Top Five

Scheme Name

1 Month Return (%)*

Rank

HDFC HIF - S T P - Growth

11.66

1

Templeton India STIP - Growth

11.46

2

Fidelity Short Term Income Fund - Growth

10.79

3

HDFC Short Term Plan - Growth

10.6

4

HSBC Income Fund - S T P - Reg - Growth

10.39

5

* Annualised Returns as of April 30

 

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

ABN AMRO Short Term Income Fund - Growth

7.87

20

Birla SunLife Short Term Fund - Growth

7.71

21

DWS Short Maturity Fund - Growth

5.82

22

Sundaram BNP Paribas Select Debt - S T A P - Appreciation

5.74

23

SBI Magnum NRI Investment Fund - Short Term Bond Plan - Growth

0.26

24

* Annualised Returns as of April 30

 
Floating Rate Funds

Top Five

Scheme Name

1 Month Return (%)*

Rank

HDFC F R I F - LTF - Growth

11.14

1

Tata FRF - LT - Growth

10.74

2

Birla Floating Rate Fund - LTP - Growth

10.31

3

UTI Floating Rate Fund - STP - Growth

10.27

4

LIC MF Floating Rate Fund - ST - Growth

8.97

5

* Annualised Returns as of April 30

 

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

DSP Merrill Lynch Floating Rate Fund - Regular Plan - Growth

7.7

23

JM Floater Fund - S T P - Growth

7.41

24

SBI Magnum Income - FRP - LT - Growth

6.69

25

Grindlays F R F - STP - Plan A - Growth

6.16

26

Escorts Floating Rate Funds - Growth

5.42

27

* Annualised Returns as of April 30

 

 

 
Liquid Plus
Top Five

Scheme Name

1 Month Return (%)*

Rank

DWS Credit Opportunities Cash Fund - 90D - Growth

8.93

1

DWS Credit Opportunities Cash Fund - Growth

8.79

2

PRINCIPAL Liquid Plus Fund  - Regular Plan - Growth

8.57

3

Tata Floater Fund - Growth

8.48

4

ICICI Prudential FRF - Plan D - Growth

8.46

5

* Annualised Returns as of April 30

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

Templeton FRIF - Long Term - Growth

7.59

26

Birla SunLife Liquid Plus - Retail - Growth

7.56

27

ABN AMRO Money Plus Fund - Growth

7.28

28

JM Liquid Plus Fund - Regular - Growth

7.23

29

Templeton India Liquid Plus - Growth

6.85

30

* Annualised Returns as of April 30

 

 
Income Funds
Top Five

Scheme Name

1 Month Return (%)*

Rank

Canara Robeco Income Scheme - Growth

17.63

1

DWS Money Plus Advantage Fund - Reg - Growth

17.1

2

Grindlays D B F- Plan A - Growth

16.18

3

Grindlays SSIF - Invt. Plan - Plan A - Growth

11.84

4

ING Income Fund - Regular Plan - Growth

11.84

4

Canara Robeco Interval Scheme - Monthly - Ret - Growth

10.87

5

* Annualised Returns as of April 30

 

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

SBI Magnum NRI Investment Fund - Long Term Bond Plan - Growth

-2.77

49

DWS Premier Bond Fund - Regular Plan - Growth

-6.41

50

Templeton India IBA - Plan A - Growth

-6.6

51

Templeton India IBA - Plan B - Growth

-6.6

51

Templeton India Income Fund - Growth

-8.15

52

* Annualised Returns as of April 30

 

 

 
Gilt Funds- Long Term
Top Five

Scheme Name

1 Month Return (%)*

Rank

`

17.96

1

Grindlays G-Sec Fund - PF Plan - Plan A - Growth

14.54

2

Grindlays G Sec Fund - Investment - Plan A - Growth

13.67

3

Kotak Gilt Investment PF & Trust Plan - Growth

11.23

4

Kotak Gilt - Investment Regular Plan - Growth

10.83

5

* Annualised Returns as of April 30

 

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

ICICI Prudential GFIP - PF Option - Growth

-6.41

38

Lotus India Gilt Fund - Long Duration Plan - IP - Growth

-13.13

39

Lotus India Gilt Fund - Long Duration Plan - Ret - Growth

-13.39

40

Escorts Gilt Plan - Growth

-15.94

41

Birla SunLife G Sec Fund - LT - Growth

-24.73

42

* Annualised Returns as of April 30

 

 

 
Gilt Funds- Short Term
Top Five

Scheme Name

1 Month Return (%)*

Rank

Kotak Gilt - Savings Plan - Growth

5.58 1

DSP Merrill Lynch G Sec Fund - Plan B - S T D - (G)

5.55 2

UTI G-Sec Fund - STP - Growth

4.75 3

PRINCIPAL G Sec - Savings - Growth

4.71 4

Birla GPLP - Growth

4.57 5

* Annualised Returns as of April 30

 

 

 

Bottom Five

Scheme Name

1 Month Return (%)*

Rank

HDFC Gilt Fund - S T P - Growth

3.31

10

SBI Magnum Gilt STP - Growth 

3.03

11

ICICI Prudential GFTP - Growth

1.12

12

Grindlays G Sec Fund - Short Term - Plan A - Growth

0.26

13

Reliance G Sec Fund - STP - Retail - Growth

-5.43

14

* Annualised Returns as of April 30

 

 

 
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